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Payments platform

One integration.
Payments, handled.

AKUPAY gives you one API to accept every payment method your customers use — fast to integrate, quick to settle, and secure by default. You ship once. We handle the rest.

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99.99%
platform uptime
~2s
avg settlement
20+
payment methods

What AKUPAY does

The payment layer that just works.

You integrate one API. AKUPAY handles acceptance, settlement, and reconciliation underneath — so every payment lands in one place.

01

Fast settlement

Funds are confirmed in seconds, not days, with real-time status on every transaction. Your books stay current without the wait.

settled in ~2s

02

Every method, one flow

Transfers, wallets, cards, and more sit behind a single checkout. Add a method and it just appears — no new integration to ship.

one unified checkout

03

One clean API

A single REST endpoint, idempotent requests, and signed webhooks. Add a payment method without shipping a line of new code.

one REST endpoint

04

Bank-grade security

Encrypted credentials, HMAC-signed callbacks, and per-merchant isolation. Built to the standards banks expect.

AES-256 · HMAC-SHA256

How it works

Ship one call. We handle the rest.

  1. 1

    Integrate once

    A single API call creates a payment. Drop it into your checkout and you're live — no SDK sprawl to maintain.

  2. 2

    Your customer pays

    They pick whatever method they prefer and check out. One flow covers every payment type you accept.

  3. 3

    Settle & reconcile

    Funds are confirmed in seconds and land in one ledger. Signed webhooks keep your system in sync.

Payment lifecycle

#INV-2049
  1. Payment created00:00
  2. Customer pays00:12
  3. Funds settled00:14
  4. Webhook confirmed00:14

From tap to settled in seconds — every step reported in real time.

Coverage

Every way to get paid.

Turn methods on and off from one dashboard. Add one and it appears at checkout automatically — no re-integration.

Instant transfers

Real-time

  • Virtual accounts
  • Real-time settlement
  • Multi-bank reach

Digital wallets

One-tap

  • Tokenized checkout
  • Recurring debit
  • Refunds built in

Cards

Global

  • Major networks
  • 3-D Secure
  • Saved cards

Offline & more

Extendable

  • Over-the-counter
  • Pay-later
  • New methods on request

Built for engineers

An API you can integrate before lunch.

Predictable, well-documented, and boring in the best way. The same primitives power acceptance, settlement, and reconciliation underneath.

One REST endpoint

Every payment method sits behind a single, predictable call. No juggling SDKs or separate integrations.

Idempotency keys

Retries are safe by design. The same request never charges a customer twice.

Signed webhooks

Every state change arrives HMAC-verified, so you can trust each event you act on.

Full sandbox

Exercise the full transaction flow end-to-end in sandbox before you ever go live.

By the numbers

99.4%
authorization success rateacross all methods
180ms
median API responsep50, create transaction
~2s
settlement confirmationpaid to webhook
20+
payment methods liveone integration

Start accepting payments.

One integration puts every payment method behind your checkout — accepted, settled, and reconciled by AKUPAY.

Get started